Common questions,
straight answers.
If you don't see your question here, call (386) 864-9600, and you'll talk to the family, not a call center.
How much does a quote or inspection cost?
Nothing. Quotes and initial roof inspections are completely free. We'll assess your roof, walk you through what we find, and give you a comprehensive, itemized plan with costs, options, and timelines. No hidden fees and no pressure.
What areas do you serve?
We're based in Palm Coast and serve Flagler, St. Johns, Putnam, Volusia, Seminole, Lake, and Orange counties, including every city and town in between, from St. Augustine and Palm Coast down to Ormond Beach and Daytona Beach, plus the U.S. Virgin Islands, where we've roofed some of the largest homes around. And depending on the project, we'll travel beyond. If you're anywhere in Northeast or Central Florida, or you have a project worth the trip, give us a call at (386) 864-9600.
What types of roofs do you install?
All of them: shingle, tile, metal, flat and low-slope commercial systems, copper, and specialty custom work. We've even built copper geodesic domes. We're manufacturer-certified Atlas installers, and we handle residential, commercial, and high-rise projects.
Do you help with insurance claims?
Yes. If your roof was damaged by a storm, we'll help you navigate the insurance claim process: documenting the damage, working with your adjuster, and making a stressful situation as straightforward as we can.
Do you do roof maintenance or tune-ups?
Yes. A roof tune-up starts with our free inspection. Then you get a written list of the small fixes your roof needs with one quoted price for all of it, and nothing is done until you approve it. The fixes include resealing pipe boots, vents and flashing, re-securing lifted shingles and ridge caps, replacing cracked or slipped tile, replacing worn fasteners on metal roofs, and clearing valleys and drains. We finish with after photos and a short written condition report. We recommend it once a year, before hurricane season. If a roof is at the end of its life, we'll tell you and quote a replacement instead of a tune-up that won't last.
Do you handle emergency repairs?
Yes. If you have an active leak or storm damage, call us at (386) 864-9600. Our specialists track down the true source of the problem, not just the symptoms, and get your home protected before the next round of weather.
What warranty do you offer?
We guarantee to beat any competitor's warranty. On top of that, as manufacturer-certified installers we can offer the full manufacturer warranties on Atlas materials. Bring us any other roofer's warranty terms and we'll beat them.
How long does a roof replacement take?
It depends on the size and complexity of the roof, which is why we don't give one-size-fits-all promises. Before any work starts you'll receive an itemized project plan with a clear timeline for your specific roof, and we stick to it.
Who will actually be on my roof?
Our own crew, many of whom have worked together for over 30 years. We don't hand your home to a rotating cast of subcontractors, and owners Mark and Nicholas are personally on-site for nearly every project. When the job's done, we leave the site spotless.
Are you licensed and insured?
Yes. First Coast Roofing is a Florida Certified Roofing Contractor (License #CCC057958) and fully insured.
How much does a new roof cost in Palm Coast?
The published guides disagree. This Old House's Florida guide, updated June 2026, puts the Florida average at $6,680, while Fixr's Florida guide, updated January 2025, gives a Florida range of $11,000 to $30,000. Your price depends on the real roof area in squares, the material, the pitch, the decking under the old roof and what the quote includes. Our inspections and quotes are free. We walk through the numbers in what a new roof costs in Palm Coast.
Is a new roof tax deductible?
Generally not for the home you live in. Under IRS Publication 523, a new roof is a capital improvement that adds to your cost basis, which can lower your taxable gain when you sell, but it is not a deduction in the year you pay for it. Rentals, casualty losses and home equity interest have their own rules. We are roofers, not tax advisors, so confirm with your CPA. More in our article on whether a new roof is tax deductible.
What is the 25% rule for roofing in Florida?
Under the Florida Building Code and section 553.844(5), Florida Statutes, if more than 25 percent of a roof section is repaired, replaced or recovered within any 12-month period, the whole section must meet current code. Since 2022, roofs built, repaired or replaced to the 2007 code or later, generally those permitted from 2009 on, are exempt: only the repaired portion must comply. We check the permit history before quoting a large repair. Our article on Florida's roof laws explains it.
What is the new Florida law about roofs?
As of October 2026, there is no single new 2026 roof law. People usually mean the 2022 changes (the 25 percent rule exemption for roofs built to the 2007 code or later, the rule that insurers cannot refuse a roof under 15 years old on age alone, and shorter claim deadlines), the 2024 expansion of My Safe Florida Home, and the 9th edition Florida Building Code, scheduled to take effect December 31, 2026. We cover each in our guide to the Florida roof law changes.
How long does a roof last in Florida?
In our experience, an architectural shingle roof in Florida commonly lasts about 15 to 20 years, standing seam metal 40 years and more, and the tile itself 50 years and more, though the underlayment under tile wears out well before the tile. Slate and copper last longest. On the coast, the installation and the salt air move those numbers. Our article on how long a roof lasts in Florida goes material by material.
What is the best roof material for Florida?
There is no single best. The Florida Building Code requires wind-rated, product-approved materials and fastening whichever you choose. Shingle costs least and lasts shortest, tile is the heaviest and longest-lived, and metal is light, very wind-resistant and long-lived at a higher cost. The house, the neighborhood and how long you plan to stay decide. We compare the options in our guide to the best roof material for Florida.
What time of year should I replace my roof?
Florida's dry season, roughly November through April, is the best weather for a tear-off. Hurricane season runs June 1 to November 30, according to the National Hurricane Center, so plan to finish a replacement before June 1. After a storm, every roofer is booked and permit offices back up. If your roof is leaking now, do not wait; we work all year and schedule around the rain. More on when to replace your roof.
Saw a roofing question on Reddit? We answer the common ones here.
Still have a question about your roof?